Terms & Conditions

To access the services available on mahagramin.in, you must accept the following terms and conditions:

Please read the terms and conditions carefully. By using any current or future services provided by Maharashtra Gramin Bank through its website, mahagramin.in, whether or not explicitly listed on the site, you agree to comply with these terms and conditions, as well as the applicable guidelines and policies governing such services or business.

Privacy Policy

Kindly review our Privacy Policy, which also governs your use of mahagramin.in, to gain a complete understanding of our practices.

Electronic Communication

When you visit mahagramin.in or send e-mails to us, you are communicating with us electronically. By communicating with us, you consent to receive communication from us electronically. We will communicate with you by email or by posting notices on our website. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy the legal requirement that such communication be in writing. 

Prices

All prices posted on this website are subject to change without notice. Prices prevailing at commencement of placing the order will apply. Posted prices do not include convenience fee. In case there are any additional charges or taxes the same are as mentioned on the website.

Payment

Online Payment: Card payment and Net Banking Payment via BillDesk Payment Gateway can be done at Online Payment link on Make Payment page. 

Refund

Refunds initiated will be credited to the account/card from where the transaction had initiated.

License and Website Access

General:

Maharashtra Gramin Bank grants you a limited license to access and make personal use of this website and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Maharashtra Gramin Bank.

No license for commercial sale:

This license does not include: 

• any resale or commercial use of this website or its content;
• any collection and use of any product listing, description, or pricing;
• copying of account information for the benefit of another BANK; or
• any use of data mining, or similar data gathering and extraction tools.

No Reproduction:

This website or any portion of this website may not be reproduced, duplicated, copied, sold, visited, or otherwise exploited for any commercial purpose without express written consent of Maharashtra Gramin Bank. 

No framing:

Use of this website is not permit the user to frame or to utilize framing technologies to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Maharashtra Gramin Bank and its website mahagramin.in without the express written consent.

Metatags:

The user shall not use any metatags or any other 'hidden text' utilizing Bank’s name or trademarks without the express written consent of Maharashtra Gramin Bank. Any such unauthorized use shall have the effect of termination the permission or license granted hereunder by Maharashtra Gramin Bank

Reviews, Comments, Communications, and other content

Nature of content:

Visitors to mahagramin.in may post content and other communications; and submit suggestions, ideas, comments, questions or other information, as long as the content is not illegal(i.e it should not barred by any statute or notification/order of the Government/local body etc which has the force/effect as a statutory direction) , obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights or otherwise injurious to third party or objectionable in nature and does not consist of or contains software virus, political campaigning, commercial solicitation, mass mailing or any form of spam.

False information:

The user is bound not to:

• use false email address,
• impersonate any person or entity,
• or otherwise mislead as to the origin of a card or other content.

Maharashtra Gramin Bank reserves the right (but not the obligation) to remove or edit such content although it may not regularly review posted contents. 

Rights Granted:

If user posts a content or submits material and unless Maharashtra Gramin Bank indicates otherwise, posting of such content or material, as the case may be, shall be treated as a grant to Maharashtra Gramin Bank a non-exclusive, royalty free, perpetual, irrevocable, and fully sub-licensed right to use, reproduce, modify, adapt, publish, translate, create derivative work from, distribute, and display such content throughout the world in any media. The user grants Maharashtra Gramin Bank the right to use the name that user may submit in connection with such content if Maharashtra Gramin Bank so chooses.

Right Owned:

User represents and warrants:

• that user own all the rights or otherwise or control all of the rights to the content that the user posts;
• that the content is accurate;
• that the use of the content does not violate Privacy policy and will not cause injury to any person or entity and
• that the user will indemnify & keep indemnified Maharashtra Gramin Bank for all claims resulting from the content the user supply;
• that Maharashtra Gramin Bank has the right but not the obligation to monitor and edit or remove any activity or content;
• that Maharashtra Gramin Bank takes no responsibility and assumes no liability for any content posted by a user or any third party. 

It made clear that the onus/responsibility as to the correctness or otherwise of the contents of any post made by any person on mahagramin.in.in is solely that of the person posting the same and Maharashtra Gramin Bank assures no responsibilty/ liability for the same in any manner whatsoever.

Site Policies, Modification, and Severability

Maharashtra Gramin Bank reserves the right to make changes to our website, policies, and these Terms and Conditions at any time at its sole discretion & without any prior notice. If any of these conditions shall become or be deemed invalid, void by operation of law or any statutory order/diection, or for any reason becomes unenforceable, then & in that event such condition shall be deemed severable and will not affect the validity and enforceability of any remaining terms & conditions.

Intellectual Property Rights

Copyright Protection:

All content included on this site, such as text, graphics, logos, button icons, audio clips, digital downloads, data compilations and software, is the property of Maharashtra Gramin Bank and protected by the Indian Copyright law. The compilation of all the content on this site is the exclusive property if Maharashtra Gramin Bank and protected by Indian Copyright law. All software used in this site is the property of Maharashtra Gramin Bank and is protected under the Indian Copyright law.

Trademarks:

1. Protected Marks: The website mahagramin.in, and other marks indicated on the website mahagramin.in are registered trademarks of Maharashtra Gramin Bank.
2. Protected Graphics: All Maharashtra Gramin Bank graphics, logos, page headers, button icons, scripts and service names are trademarks or trade dress of Maharashtra Gramin Bank. Maharashtra Gramin Bank trademarks and trade dress may not be used in connections with any product or service that is not of Maharashtra Gramin Bank.

Governing Law and Jurisdiction

These terms and conditions will be construed only in accordance with the laws of India. In respect of all matters/disputes arising out of, in connection with or in relation to use of this website and/or these terms and conditions or any other conditions on this website, only the competent Courts at Pune, shall have jurisdiction, to the exclusion of all other courts.

Disclaimer of warranties and Limitation of Liability

THIS SITE IS PROVIDED BY MAHARASHTRA GRAMIN BANK ON AN "AS IS" AND "AS AVAILABLE" BASIS. MAHARASHTRA GRAMIN BANK MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, MAHARASHTRA GRAMIN BANK DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF BANK ABILITY AND FITNESS FOR A PARTICULAR PURPOSE. MAHARASHTRA GRAMIN BANK DOES NOT WARRANT THAT THE SITE, ITS SERVERS, OR EMAIL SENT FROM mahagramin.in ARE FREE OF VIRUS OR OTHER HARMFUL COMPONENTS. MAHARASHTRA GRAMIN BANK WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND CONSEQUENTIAL DAMAGES.